Income inequality, mortgage debt and house prices Bank of England research Paper by Sevim Kösem . A MortgageMaxM@ix and Home@ix group response.
Home@ix ( formerly Moduloft ) a Manufacturing and Customer Financing solution to enabling owner occupation for the Reluctant 10 per-centers. “our product is aimed at what we call the reluctant 10 per-centers and what i mean by that is if you envisage the property ladder as 100 rungs, since 2009 home ownership has fallen from 75% of occupation to 65% so there were 25% of people in the rental sector across all types of rental property in 2009 now in 2020 there are 35 percent and it occurred to me that those 10%of people, that 10 rungs of the property ladder would rather buy than rent and so what we've addressed the reasons why they haven't been buying and have been renting instead”
Roger Lewis ,
I found this interesting article by Sevim Kösem linked to from
theWEF Real Estate portal this morning.
At Mortgagemaxm@ix and across the Home@ix group of companies we
are committed to the Reluctant 10 percenters.
Moduloft is committed to the Entry Level budget homeownership Market. Delivering affordable Homes and the means to Finance them literally without costing the earth.
Moduloft is Green by design, and Affordable by design , we are experts in materials passports, Energy based economics and Placemaking.
We do have questions though regarding the Agenda 2030 sustainable development goals and whether financial products are being developed for our Customer price point.
This coming week we will publish a series of discussion papers surrounding the question. Is 21st Century Britain, in 2021, going to be a Home Owning democracy or a Rent seeking Banana Republic?
Real-Estate Land Development Limited <email@example.com>Fri, Jun 18, 2021 at 7:34 AM
To: Emma Sugrue <firstname.lastname@example.org>
Cc: Rob Thomas <Rob.Thomas@instinctif.com>, Roger Lewis <email@example.com>, Chris Phillips <firstname.lastname@example.org>, Nicola Evans <email@example.com>, Shakirah Akinwale <firstname.lastname@example.org>, Michael Judd <MichaelJudd@hawkinsbrown.com>, Greg Manson <email@example.com>, Richard Werner <firstname.lastname@example.org>, Richard Werner <email@example.com>, Dominic Cullinan <firstname.lastname@example.org>, Tilley Harris <email@example.com>
Dear Rob and Chris,
Income inequality, mortgage debt and house prices.Published on 21 May 2021Staff Working Paper No. 921By Sevim Kösem
This is an interesting paper, I am tempted to place it in the Not even wrong category. At least it asks the question.
I think my Analysis from last year remains more robust than this Discredited General Equilibrium model approach.
I will write a critique of the paper over the weekend.
Moduloft:The Affordable Housing Manufacturer Introduction to Our Series on understanding The Affordable Homes Equation.
Rob, I will be in the UK from End of June and able to Enter society after quarantine around 9th July , I will set up for us to go and see Oaknorth about their Mortgage License then.
Are you going to be around in July or are there dates to avoid?
Housing Market Fundamentals including Debt. From Shiller’s Irrational Exuberance to The Covid19 Debt Bomb.#COP26 Moduloft Primer.
Real-Estate Land and Developments Limited
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If You Liked this article you might also find some of our content and research on Linkedin of interest. See the latest Linkedin Article The Katerra Post Mortem. The Unicorn is Dead, Long Live the Unicorn. On the Home@ix Yumpu Chanel