The financialisation of housing production: exploring capital flows and value extraction among major housebuilders in the UK. The Home@ix Answer.

​The financialisation of housing production: exploring capital flows and value extraction among major housebuilders in the UK. The Home@ix Answer.

 The changing shape of the UK housebuilding sector The recent fnancial and operational performance of large UK housebuilding frms should be set within the context of long-term structural changes in the sector. The development of large housebuilders in the form of public limited companies (PLCs)—giving them greater access to development fnance and enabling them to exert more power in land markets—has been crucial to this process. In 1980, there were over 10,000 small and medium ​enterprise (SME) housebuilders active in Great Britain, building 57% of all new housing; by 2014, this had dropped to 3000 SME builders delivering just 27% of all new dwellings (Lyons 2014).

The Home@ix Answer.

Home@ix is a Full spectrum construction and finance origination engine that
builds to order and not to sell.
See our High Level Investment deck Answers.

Verrym@ix is our in-house Management and design and build contracting division. DFMA closed panel off site manufacture. Supply Chain to Assembly on Site. 

​MET Homes enable modern, sustainable, affordable homes to be built where they
are needed, quickly and economically.
By removing unnecessary complexity, MET Homes have been able to reduce the
number of unique components whilst maintaining design versatility.
The result is a modern construction system fit for the 21st Century - a material
efficient, sustainable system that is quick to erect and delivers higher quality
homes.
Unlike other MMC products, MET Homes have no minimum order quantity and
there is no large down-payment.
MET Homes product is off-the-shelf, buy what you need when you need it - an
entirely accessible modern construction system.

​This is a document providing the back story of our inhouse management contracting business led by John Gibson former CEO and Chairman of William Verry. John lead the team at Verry's who along with Weberhaus were winners in the £60,000 house competition in 2006.

​Benefits to Bricks , A Home@ix response to PM and Michael Gove . Proposing the; English, Scottish, Welsh, & Ulster Land pound .

https://notthegrubstreetjournal.com/2022/06/09/benefits-to-bricks-a-homeix-response-to-pm-and-michael-gove-proposing-the-english-scottish-welsh-ulster-land-pound/

Transcript Question

1. Roger, you've started a new business that is designed to solve the affordable housing problem in which you say put your customers first. By thinking Like a Brand And Addressing finance at the Land, Construction procurement, and Mortgage levels.You say Home@ix is doing all of this but actually, it's happened before you know to tell me what am I missing?

Answer 1. Home@ix thinks likes and acts like an “Affordable Housing Brand” Ranjan, we have put the question of affordability at the heart of our Mission. With the Home@ix tech platform, Our Dashboard delivers our Volume housebuilders Skillset and Supply chain. Fully vertically integrated and pre-financed, from Land origination, Procurement construction, and individual and institutional mortgage-backed bonds. We have tailored our solutions to our Customer's needs tackling what has been a misapplication of credit and resources problem, we think high-profile failures recently can be attributed to a failure to think like a brand and to focus on the Effective demand of occupiers. The common error has been to focus on being a contractor servicing discrete development clients.

Question 2 So what's an affordable homes platform, why does that help? What problem do you say you are solving? Answer If you look at the graph in the press release Ranjan. it shows house building completions from 1946 to 2014 things haven't got better since then but you can see that house building peaked in the early 1970sat 350 000 homes a year approximately a third or more were actually built by local authorities. during that period of the mid-1980s up till early 2000, that's when the right to buy actually selling off the affordable housing stock also started happening so not only was the existing stock being sold off it wasn't being replaced. Post-2000 we have identified what we call the Y2k Affordable Housing Ladder bug, where the provision of affordable housing to rent or to buy went into stagnation with the top of the housing ladder and rentals both getting out of the reach of what could be called affordability. The Home@ix Platform is an origination and procurement engine through which occupiers can initiate projects at their local level as stakeholders and community founders. proforma systems have been developed to meet our brand values and specifications this offers participants in the process combined economies of scale as well as standardised (Preliminaries) divided across multiple projects.

Question
What are Home@ix’s green credentials, Mr. Lewis?.
Answer
we are fully sustainable development goals and environmental and social governance compliant therefore we also have all of the requirements to participate in the new financial system based on Green questions and the Environment. These credentials along with home@ix being an affordable homes platform & it's difficult to think of a market segment that can benefit from social impact investment than affordable housing, Has allowed us to launch three new types of social impact investing ESG, Green Net Zero bonds. tailored to address the problem from finance origination by which I mean financing of land purchases through to procurement of Land and resources to build affordable homes. Finally and most importantly as well land and construction finance we are making mortgage finance available.

Question
so the new central banking and green new deal initiatives are addressed? real-world investments so also you know that it's not insurance contracts and derivatives that may be part of how you differentiate yourself from other people who tried to correct this problem people who are in the game.

Answer.
Effectively opportunities to purchase affordable housing or new affordable housing just haven't been delivered as required. Effectively the top half of the market has pulled up the ladder behind it leaving the affordable market first stranded and then withering away to the sorry state of provision we see today. we have specialized and will specialize in affordable homes for sale that's the reluctant 10 per-centers We have a team of experts who understand what engineering exists and how it can apply to modern construction we know our Green Circular economy, we're down with the green technology we know what works we know how to implement it and because we build with a place-making affordable mindset from a community as a customer perspective we can actually deliver those solutions at the sort of scale required